It is a fast, safe and reliable. It is fully unsecured where you can borrow between $8,000 to $50,000 and complete the application process 100% online or visit a sales representative at our office.

Swift Loan Services Limited is a company registered in Trinidad and Tobago and licences under the Moneylender’s Act to conduct the business of providing loans to qualified individuals.

Our interest rates vary between 15% and 24% per annum, depending on your individual loan terms.

We adhere to be basic tenets of credit risk and promote responsible borrowing by those who can afford it and have satisfactory credit ratings. To get a loan, you need to confirm you are:

• Between the ages of 21 and 65
• Earn a net salary of at least TT$8,000 a month
• Have a regular source of income which is deposited into a local TT$ bank account
• Continuously employed for at least 2 years
• Have a good credit history
• Can afford to repay the loan

Are a current resident in Trinidad and Tobago and have lived here for at least 3 years

There are no upfront fees. On approval and disbursement there is a fee of 1.75% of the principal minimum $500.00

To process your loan application, we’ll need the following:

• One piece of national ID (passport, driver’s licence or national ID card)
• Online applications require a self photograph:
• Proof of address
• Copies of Bank Statements (Two recent bank statements which show your name, your address, (and branch only if you’re with Scotiabank) as well as account activity including salary payments and other credits)
• Job letter (A letter on your employer’s letterhead with details about your job title, employment tenure and salary)
• Payslip (two recent payslips)

All of our loans are unsecured personal loans, so we do not require any collateral, deposits or guarantors, unless specifically requested.

You can repay the loan at any time, and there are no penalties for early repayment. The interest is calculated on a reducing balance, so you will only pay interest for the time you had the loan.